Comprehensive Summary of Binance Spot/Margin Fees and Interest Rates (Including Discount Methods)

Last Updated: 11/30/2025 Many people are curious about Binance spot trading fees. In this post, we will look into how much the fees are and how you can reduce them.

Check the article below to find out how to get free Maker fees and 60% off Taker fees on Binance without VIP benefits.

💰 Binance Taker Fee Free, 60% Market Fee Discount Method

Binance Spot and Margin Fees

Tier30d Trade Volume (USD)BNB BalanceBasic Fee (Maker / Taker)With BNB 25% DiscountUSDC Trading Fee
(Market)
With USDC + BNB 25% Discount Applied
Regular< 1,000,000≥ 00.1000% / 0.1000%0.0750% / 0.0750%0.0950%0.0713%
VIP 1≥ 1,000,000≥ 250.0900% / 0.1000%0.0675% / 0.0750%0.0950%0.0713%
VIP 2≥ 5,000,000≥ 1000.0800% / 0.1000%0.0600% / 0.0750%0.0950%0.0713%
VIP 3≥ 20,000,000≥ 2500.0400% / 0.0600%0.0300% / 0.0450%0.0550%0.0413%
VIP 4≥ 75,000,000≥ 5000.0400% / 0.0520%0.0300% / 0.0390%0.0470%0.0353%
VIP 5≥ 150,000,000≥ 1,0000.0250% / 0.0310%0.0188% / 0.0233%0.0260%0.0195%
VIP 6≥ 400,000,000≥ 1,7500.0200% / 0.0290%0.0150% / 0.0218%0.0240%0.0180%
VIP 7≥ 800,000,000≥ 3,0000.0190% / 0.0280%0.0143% / 0.0210%0.0230%0.0173%
VIP 8≥ 2,000,000,000≥ 4,5000.0160% / 0.0250%0.0120% / 0.0188%0.0200%0.0150%
VIP 9≥ 4,000,000,000≥ 5,5000.0110% / 0.0230%0.0083% / 0.0173%0.0180%0.0135%
Note: For Margin trading, a separate Interest Rate applies.

There was a period in late 2022 when Binance spot fees were free, but as of March 2023, Binance began charging fees again.

To understand Binance fees, you first need to know the two trading methods: Limit Orders and Market Orders.

Simply put, a Limit Order is when you specify the price you want, and a Market Order is when you buy or sell at the current market price.

While Binance Futures has different fees for Limit and Market orders, Spot trading fees are the same for both.

By default, both Limit and Market orders incur a 0.1% fee.

However, you can trade much cheaper by using discount methods like BNB or referrals. If you trade with USDC, you can receive a discount specifically on Market (Taker) fees. Detailed methods are explained below.

How to Get Binance Fee Discounts

Use a Binance Referral Discount Code

If you didn't enter a referral code when signing up, you can get a 20% fee discount by registering a code through the link below.

🤑 [Join Binance with 20% Discount Link]

Use BNB Coin

By using BNB coin to pay for fees, you can receive an additional discount of up to 25% for both spot and futures trading.

Trade with USDC

Most traders only use USDT. While it is familiar, trading with USDC reduces your fees as shown in the table above.

Specifically for futures trading, the fee rates for USDC are incredibly low, so be sure to check the guide below.

💰 Binance Taker Fee Free, 60% Market Fee Discount Method

Binance Margin Interest Rates

As mentioned, Margin trading involves borrowing assets from a third party.

Therefore, margin trading incurs an hourly interest charge. Interest is updated every hour; if the borrowing time is less than one hour, it is still calculated as one full hour.

Interest Formula:

Interest = (Borrowed Amount) * (Hourly Interest Rate) * (Borrowing Time)

Margin interest rates change dynamically. Please refer to the link below for current rates.

Note: There is no interest for Binance Futures trading.

Binance Fee Summary

Binance Futures Fee Calculation

Check the post below to see how much Binance futures fees are and how much profit you need to break even.

Binance Leverage Fee Calculation

When you use leverage on Binance, your position size increases, and your fees increase proportionally. For 20x leverage, you could end up paying up to 0.8% in fees.

You can check the binance reverage fee.

Binance Deposit and Withdrawal Fees

Check the specific fees for moving funds in and out of the exchange here:

Binance Usage Guide

We have gathered all the previously compiled exchange usage guides and Q&A into a roadmap for easy viewing. Please bookmark and use it.

[Check Crypto Exchange Usage Guide]

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